Monday, November 07, 2005



The Housing Scams Will GO – Now Blacks are Treating in Renting and Purchasing homes……

By D’Anne Burley


PLEASE NOTE THAT THIS ARTICLE APPEARED OVER THE WEEK END BUT THE FUNNY THING IS THAT IT HAPPENED TO ME A REPORTER AND INVESTIGATOR OVER 1 YR AGO AND I WENT TO ALL THE POLICING OFFICALS IN CHICAGO AND NOT ONE WOULD INVETIGATE.

I AM A REPORTER AND INDEED AFRO AMERICAN, I SUE WITHIN THE SO-CALLED JUSTICE SYSTEM OF OUR COURTS LOCATED IN ILLINOIS AND NOT ONE PERSON COULD NOR WOULD DO ANYTHING AT ALL.

THE FUNNY THING IS THAT WHAT IS HAPPENING IS THAT I HAD TAKEN IT UP WITH THE MEDIA THEN AND GOT NO WHERE AS WELL.

AND HERE WAS THE GAME THEY USED AND IT SEEMED THAT THE SO-CALLED CIVIL RIGHTS OF COLORS CAN NOT APPLY HERE IN ILLINOIS.

THE SCAM WAS IN MY CASE TO RENT A HOME TO ME (THIS HAPPENED TWICE I WON THE FIRST CASE BUT THE COURT RECORD WAS CHANGED I WENT IN AND GOT IT CORRECTED BECAUSE IT ATTEMPTED TO STATE I WAS THE DEFENDANT WHO LOSS)

IN THAT CASE AND THE LAST ONE IT INVOLVED THE RENTING OF CONDO’S AND HOUSES BY EITHER NON- OWNERS WHO HAD STRUCTURE DAMAGE A MADE UP STORY TO THE PROPERTY WHEREBY THEY TAKE YOUR SECURITY DEPOSIT AND THEN CLAIM YOU HAVE NO RIGHT TO LIVE THERE. THE CONDO OWNER AND THE CONDO ASSOCIATION CONNECTED WITH FRIENDS IN THE COURTS SUE YOU WHILE THEY ARE INVOLVED IN A INSURANCE FRAUD AS WELL TO COLLECT MORE MONEY ON A PROPERTY CLOUDED IN HIDDEN TRUST.

THE SECOND ONE WAS IN THE SUBURB OF HINSDALE ILLINOIS WHEREBY THE ALLEGED OWNER TOLD $3,000 FROM ME STATING SHE WAS THE OWNER WITH A VERY SICK DAUGHTER A SINGLE MOM, SHE TOLD ME SHE WORKED AS A NURSE AND WAS GOING TO RENT TO ME WITH THE OPTION TO BUY.

I MOVED IN BUT AFTER ABOUT ONE MONTH MY WATER BIILL CAME TO BE IN THE AMOUNT OF $700 THE NEXT MONTH ANOTHER $700 MAKING IT $1400 FOR WATER! I WAS IN A SMALL 3 BR HOME. YOU SEE THE SCAM IS TO GET YOUR MONEY AND COLLECT RENT UNTIL YOU CAN NOT RENT THERE ANYMORE AND THEN THEY KICK YOU OUT!

IN MY CASE IT WAS DEEPER BECAUSE THE WOMAN WHO TOLD ME SHE WAS A NURSE WAS NOT! ALL LIES INCLUDING THAT SHE OWN THE HOME. SO I WAS PAYING SOMEONE FOR A DEFICTIVE HOME, WITH ISSUE WITH THE PUMPING WHICH I COULD NOT FIX BECAUSE I HAD NO RIGHTS TO BECAUSE THE OWNER HAD TO BE INVOLVED. THEN I FOUND OUT THAT THE ALLEGED OWNER WAS SOMEWHERE ELSE IS SON WAS HANDING IT THEN THE FRAUD BECAME SO APPEARED I SUED IN COURT. AT THAT TIME THE PROPERTY MOVED OUT OF THE HANDS OF THE ALLEGED OWNER TO A MAN SHE HAD CLAIMED TO MARRY.

THIS GUY MARRIED HER USING A FALSE NAME, SHE HAD ABOUT 5 NAMES AND MAY HAVE NOT BEEN A US CITIZEN, BUT THE COURTS ALLOWED THEM TO VIOLATE MY RIGHTS AND CONSITUTIONAL LAW BY LETTING THEM WIN THE CASE.

IT WAS A EXPARTEE HEARING ONE SIDED AS IN MANY CASES BOUGHT BY AFRO AMERICANS IN DUPAGE COUNTY AND THE ISSUE OF RACE IS VERY APPEARANT. SO FOR THE TRIBUNE TO RUN THIS I FIND HUMOROUS BECAUSE IF THEY WERE INTERESTED THEY WOULD HAVE REPORTED MY STORY AND THE OTHERS WHO I HAD SENT TO THEM SO MOSTLY THE SAME RECENT.

I HAVE A FRIEND RIGHT NOW WHEREBY SOMEONE TOOK OVER HER BUILDING WITH A FAKE DEED AND GIVE HER A 5 DAY NOTICE. THE PREVIOUS OWNER LIED ABOUT GETTING A SECURITY DEPOSIT FROM HER, AND AGAIN THESE PEOPLE CAN GO INTO COURT BEFORE A JUDGE LIE AND GET MONEY ORDERS AND DISTROY PEOPLES CREDIT BECAUSE THEY CAN.

Fake Deed
Running Tenants out by cutting off water and gas
Having tenants as Slave Labor force and then kicking them out after they get in work for free
Shooting at tenants Their was one lady who had gone into the deeds office and got a number of property she felt the owners abandoned, she had workers come in and rented the property out, on one the real owner found out when he came to the city to pay his tax bill. She was BLACK so they went after her, but the others please!

In Naperville so guy rented a home he was renting to another couple and sued them for rent it was like the one I was in but the courts look at nothing other than if rent it owe therefore anyone can play the Fakin Jack Owner Game…….

I called and called and called and called all those policing agencies that will pick up blacks for driving while black, and anything else but go to them if a crime as been committed against YOU IF YOU ARE you know! And see how you are treated.



CIVIL RIGHTS IN ILLINOIS IS NOT HERE AND IT GOES UNREPORTED BECAUSE WHO IS WATCHING THE THIEVES WHEN THEY GOT SUPPORT OF OUR GOVERNMENT – peace!

D’Anne Burley – Host of the D’Anne Burley Show featured on http://www.Truthradio.com and Radal International Radio Network will talk about this one tonight at 6pm Central Time and the fact that a Civil Rights Law Suit should be filed Against law makers in Illinois for them to investigate the issue of criminals defrauding Blacks in housing and that the court system seems to work hand and hand by not reviewing case evidence or seeking money damages from those committing these crimes against Afro Americans.

Please read the Tribune Article about the other levels of fraud they can get away with. And the Office of Banks and Real Estate turns a blank eye too, spells Racism in the Courts and in Illinois.

cc. U.S. Attorney
cc. Chicago Tribune

Mortgage fraud is the thing to do now.' By David Jackson Tribune staff reporterNovember 5, 2005A white-collar crime wave is raking Chicago's poorest communities, robbing vulnerable families of their homes and draining billions of dollars from the U.S. economy.During the last five years, as home loans became easier than ever to get and identity theft blossomed, mortgage fraud surged.FBI officials say it now threatens to become a national financial epidemic. Gang members call it "the new street hustle.""If you are still making money selling drugs, you are an informant or about to be busted. Mortgage fraud is the thing to do now," said convicted identity thief Christopher Scott in a prison interview.Mortgage swindlers buy buildings dirt-cheap or use brazen cons to gain control of people's homes. They apply for hefty mortgage loans, take the cash, then disappear, leaving empty buildings and destitute victims in their wake.David Shank's broad face flushes with shame as he says, "I was taken for a ride."The mentally disabled 46-year-old lost the house he owned free and clear after a fraud-laced $94,000 mortgage was orchestrated by Scott and a home loan executive who had served prison stints for rape and truck hijacking.Blending face-to-face scams with computer forgery, fraud crews typically include home loan executives, appraisers and scouts who troll for victims. ++++++++++++++++++++ Anatomy of a swindleDavid Shank (above) used to own this bungalow. He hoped he would always live in it. Then Shank ran into three people he thought he could trust: The mortgage broker with a dollar sign tattoo. The broker's right-hand man, who flashed an impish smile. And the nurse who took Shank for a Caribbean cruise . . . ++++++++++++++++++++Drug-dealing gangs, including Chicago's Black Disciples, have adopted the financial crime, the Tribune found. Mortgage swindling helped that gang solidify its control over street corners, launder money and gain safe houses to launch operations.And giant lending companies, including the market-leading CitiFinancial, a division of the global bank Citigroup, found themselves embroiled in massive fraud schemes.In federal and state cases filed since 2000, the Tribune identified 524 Cook County homes used by swindlers. Those homes--which prosecutors say represent only a fraction of the frauds that actually took place here--were intensely clustered in low-income and minority communities, the paper found.In the 41 Chicago census tracts hit hardest by mortgage fraud, 39 percent of the residents lived in poverty, nearly twice the citywide rate, and 96 percent were African-American.Economic ripples spread out inexorably when even a single bungalow is taken by a swindling crew.Buildings often fall vacant as they wind through foreclosure court, and the empty shells can become magnets for criminals. In turn, city agencies are forced to spend extra for police patrols, board-up, demolition and litigation.Landowners across the region must pony up the lost property tax revenues. Many of the mortgages are federally insured, so taxpayers are on the hook for those as well. Stock investors lose money in the complex secondary market where home mortgage loans are pooled and resold as securities.And stung lending companies pass their losses on to other borrowers or fold, said Chicago Title regional counsel Douglas Karlen.In Chicago's interlocking South Side communities, the fraud threatens to undermine decades of homeownership gains."The impact of these losses might make a lender say, if 10 percent or 20 percent of deals in the neighborhood are fraudulent, maybe I won't go back," Karlen said.Nationally, the FBI mortgage fraud caseload increased fivefold from 2001 through 2004 as reports of suspicious activity also rose. At the time, low interest rates touched off a cascade of home loan applications, while off-the-shelf software made it easy to fabricate the paperwork.Mortgage fraud losses reported by lending companies have topped $1 billion so far in 2005. Unreported losses may be far larger, the FBI says."Quite frankly, it is very easy money when someone walks away from a mortgage closing with a quarter of a million dollars cash," said Chicago FBI white collar crime supervisor Robert Kowalski.One Cleveland scheme involving dozens of fraudulent mortgages caused an artificial rise in area property values, an FBI report said. A separate, sprawling North Carolina case implicated officials of Fannie Mae, the government-owned corporation backed by taxpayers. While Chicago's inner city has been pounded, cases have cropped up in suburbs from Palatine to Downers Grove and Flossmoor.The U.S. Department of Housing and Urban Development fueled some schemes by selling Chicago swindlers dozens of homes at discount prices and paying others hundreds of thousands of dollars in Section 8 rent subsidies to serve as landlords for poor people, the Tribune found.And a patchwork of local and federal regulations failed to protect lenders and homeowners from savvy criminals.The home loan industry, which touts its self-policing, relied on inexperienced employees without proper controls or oversight. Prominent lending companies approved fraudulent mortgage applications submitted by companies that didn't exist.As new schemes surface, law enforcement authorities have been ratcheting up efforts. In May alone, officials won guilty verdicts against the leaders of 12 multimillion-dollar fraud rings.Federal officials call homeownership central to the success of American democracy, because it can give people a stake in their community and allow them to build equity and escape poverty. Perhaps the crime's sharpest price is the intangible cost of seeing families knocked off the first rung of their climb to the middle class.The swindlers, said Cook County financial crimes prosecutor John Mahoney, "prey on people using every last nickel to keep a roof over their heads." Copyright (c) 2005, Chicago Tribune